Discover articles and guides useful for your daily tasks
How European SMEs can automate the credit-to-cash workflow from customer setup to reconciliation, reducing DSO and freeing working capital without relying on manual spreadsheet handling.
How to build a reliable ratio analysis process from imperfect data: liquidity, profitability, solvency, and efficiency measures explained for SME finance teams.
A practical guide to integrating the GenerateSEPA API: authentication, SEPA XML generation, error handling, and code examples for developers connecting payment workflows.
A practical shortlist of the top UK payment gateways for SMEs, comparing Stripe, Adyen, GoCardless, Square, Mollie and more on fees, SEPA/Bacs support and fit.
What a bad debts provision is, how to choose an estimation method, the journal entries step by step, and how to manage provisions in a volatile economy.
Understand how a card payment really works, decode pricing models and hidden fees, choose the right hardware, and pick a processing partner that fits your business.
A telegraphic transfer is the modern international bank wire. Learn how it works, what data banks require, why timing and fees vary, and how it compares to SEPA.
How to move from manual spreadsheet collections to bank-ready SEPA XML, covering mandates, data preparation, validation, the API, and reconciliation.
Net assets are what your business owns minus what it owes. A 2026 guide to the net assets definition: the core formula, how to calculate it step by step, how it differs from net worth, equity and NAV, and what it really tells owners.
The adjusted trial balance is the checkpoint that turns bookkeeping into reporting. A practical guide for SMEs: where it sits in the accounting cycle, common adjusting entries, how to prepare it step by step, and the errors to avoid.
Bacs is built for planned, repeatable, high-volume payments. A 2026 SME guide to Bacs Direct Credit and Direct Debit, the three-working-day cycle, and when Faster Payments, CHAPS or SEPA is the better rail.
Financial workflow automation turns fragile manual processes into a controlled sequence of intake, validation, approval, formatting and logging. A practical guide to components, ROI, implementation and building resilient workflows for SMEs.